Job Description

Associate Director Americas Public Finance, Housing

Credit Analytics is an integral part of the Global Ratings Services team within S&P Global Ratings, comprising a diverse group of 1400 analysts spread across key financial hubs worldwide. Our culture thrives on collaboration and a global mindset, fostering an environment of inclusivity and continuous learning. The Americas Public Finance Housing team manages a portfolio of approximately 600 ratings associated with housing finance agencies, public housing authorities, and community development finance institutions. We value analytical excellence, mentorship, and expertise in affordable housing markets.

Responsibilities and Impact:

• Serve as primary analyst and recognized expert for housing credits of varying size and complexity, demonstrating advanced knowledge of affordable housing markets, housing finance agencies, and community development finance institutions
• Lead and mentor junior analysts in complex analytical matters, providing expert guidance on housing sector analysis while role-modeling analytical curiosity and collaborative teamwork to build organizational knowledge
• Apply comprehensive credit knowledge to analyze complex bond securities, economic indicators, management structures, governance frameworks, and challenging deal-specific situations while making well-informed recommendations
• Participate actively in rating committees as a subject matter expert, contributing analytical insights and influencing credit decisions through well-reasoned presentations that demonstrate mastery of S&P methodologies
• Communicate complex housing analysis effectively to diverse stakeholders including issuers, municipal advisors, investors, and media through analytical reports, timely industry commentaries, and thought leadership pieces
• Manage analytical resources to deliver high-quality analysis across your portfolio while ensuring annual surveillance requirements are met and maintaining S&P's quality standards
• Foster a risk-aware culture by leading by example and ensuring analytical rigor in all housing sector evaluations
• All employees are required to work from the office a minimum of 2 days per week
• We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer

What We're Looking For:

Basic Required Qualifications:

• Bachelor's degree from an accredited institution
• 4+ years of experience in Public Finance with demonstrated expertise in housing sector analysis, affordable housing programs, or housing finance agencies
• Proven ability to lead and mentor analytical professionals, with experience guiding junior colleagues through complex credit analysis and operational processes
• Strong credit analysis expertise including experience with bond structures, financial statement analysis, and risk assessment methodologies
• Excellent communication skills with the ability to articulate complex housing market dynamics to diverse audiences both internally and externally
• Demonstrated ability to work collaboratively in a multicultural environment while operating with autonomy and requiring minimal direction
• Change-ready mindset with preparation to adapt to a changing work environment, including AI-human analytical workflows.

Additional Preferred Qualifications:

• Master's degree in business, public policy, public administration, finance, or related field
• Experience with housing finance agency operations, affordable housing tax credits, or community development finance
• Track record of mentoring and developing analytical talent within financial services or rating agencies
• Experience writing analytical reports or thought leadership pieces in housing or public finance sectors

Compensation/Benefits Information:

The anticipated base salary range for this position is $120,000 - $158,000, depending on location, experience, and skills. This role is eligible for an annual incentive plan and additional S&P Global benefits.

For more information on the benefits we provide to our employees, please visit S&P Global Benefits.

Our Hiring Manager says: "I'm looking for the kind of person who has analytical curiosity and loves a challenge. Working on a diverse yet complex portfolio of credits will allow you to learn new skill sets, but you must also be willing to lead other analysts in more junior positions, and to provide support to their analytic portfolios as well. You'll love this job because it involves evaluating the public sector while working for a private company."

About S&P Global Ratings

At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.

S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world's foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity, and automotive markets. With every one of our offerings, we help many of the world's leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit

Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technologythe right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments, and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence, pinpointing risks and opening possibilities. We Accelerate Progress.

Our People: We're more than 35,000 strong worldwideso we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We're committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We're constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference.

Our Values: Integrity, Discovery, Partnership

At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.

Benefits: We take care of you, so you can take care of business. We care about our people. That's why we provide everything youand your careerneed to thrive at S&P Global. Our benefits include:

• Health & Wellness: Health care coverage designed for the mind and body.
• Flexible Downtime: Generous time off helps keep you energized for your time on.
• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
• Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
• Beyond the Basics: From retail discounts to referral incentive awardssmall perks can make a big difference.

For more information on benefits by country visit:

Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.

S&P Global has a Securities Disclosure and Trading Policy ("the Policy") that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy's requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.

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